Credit Manager

Job Duties

• Plan, organize, direct, control and evaluate the activities of a credit department
• Establish policies and procedures for assessing credit and loan applications
• Study the nature of money, credit and credit instruments and the operation of banks and other financial institutions
• Administer corporate, commercial and personal loan accounts
• Advise customers on the commercial and personal financial services corresponding to their needs
• Evaluate and review loan and credit applications and collateral and make recommendations
• Process applications for loans and mortgages
• Pre-approve or reject credit applications, establish credit limits and determine repayment plans or schedules in accordance with authorized limits
• Ensure collection of overdue or delinquent accounts
• Ensure credit policies and procedures are followed according to established guidelines and applicable legislation
• Prepare credit and loan reports, Complete credit and loan documentation
• Recruit credit personnel and identify their training needs.
• Built and maintain healthy business relationships with A, B and C lenders.
• Co-ordinate with lenders representatives, submit client files and follow-up.

Skills

• Address customers' complaints or concerns
• Prepare statements on delinquent accounts
• Oversee the preparation of reports
• Monitor financial control systems
• Maintain financial records
• Establish policies and procedures for assessing credit and loan applications
• Establish and implement policies and procedures for accounting and financial control
• Authorize loan and credit applications
• Plan, organize, direct, control and evaluate daily operations

REQUIREMENTS OF THE JOB

• Bachelor's degree in commerce, business administration or economics, MBA, Finance preferred
• Experience: 5+ years’ of experience in Finance & Accounting and/or Business Intelligence/Reporting/Analytics (Sales Finance)
• Skilled in financial modeling and working with data / calculations and reporting models
• Advanced proficiency in MS Office (Excel, PowerPoint) and/or reporting tools
• Financial systems integration knowledge is required.
• Great analytical, critical thinking and problem-solving abilities
• Excellent written and verbal communication skills in English

Location

Mississauga, ON, L5B 1M5

Salary & hours

$50.20 hourly for 30 hours per week

Remote work available

Where to apply?

cffc1316@gmail.com